Quebec Car Insurance Rates Umbra

If you live in Quebec, you already know that auto insurance works a bit differently here than in the rest of Canada. The province has a unique public-private system that handles bodily injury coverage through the SAAQ, while property damage, theft, and liability are handled by private insurers. This split has a direct effect on quebec car insurance rates, and it's one of the first things I explain to friends moving here from Ontario or elsewhere. Over the years, I've watche